Friday, September 16, 2011

Lose Your Money Blues: Throw Out Old Financial Advice

You can keep whatever advice your mother told you. I'm sure that's engraved on your heart rather than taking up storage space in a paper or electronic file.

Otherwise, you're probably better off pitching every single piece you saved that tells you to invest in real estate (!), play brinksmanship with your credit cards and then do an easy bankruptcy, or get all the equity of out your house to finance new self-indulgence. I just spent an hour culling my financial article clippings and was discouraged by how time-sensitive all the well-meant advice was. The financial situation of this country has changed dramatically in the last ten years. The real estate bubble and its burst caused dramatic spending and equally dramatic regrets. Practically nothing about finance that was written before Lehman Brothers went down in 2008 is worth keeping, because at that moment, all the tried-and-true theories went out the window.

Nothing dates and becomes irrelevant quicker than specific financial advice. Laws have changed affecting credit and bankruptcy in particular, so consulting old advice that cites prior legal rights could be a crucial mistake. Holding on to dated expectations is just as foolish. Think of all those old retirement calculators that imagine you can average 10% interest on your investments. Try getting 5% today.

It's a sad world at the moment. Keeping around old personal finance advice that was keyed to a time of much fuller employment and wild credit card spending on consumables isn't going to increase happiness or give anyone pointers on how to live today and in the future. We return instead to the tried and true, the more general advice: Live below your means. Save as if trouble is around the bend. It might be.

Tossing all that now-useless advice in the recycle bin felt good.

Source: http://hopefullily.blogspot.com/2011/09/throw-out-old-financial-advice.html

aladdin cma bofa beats beats fish tank fish tank

Thursday, September 15, 2011

Digital Folio takes shopping service out of beta (AP)

DENVER ? Denver-based Digital Folio Inc. on Tuesday formally launched a service that lets retailers undercut each other to woo online shoppers.

Digital Folio has been offering a beta version of the service, which runs through an add-on to the Internet Explorer or Firefox Web browsers. When shoppers download it, a column appears in their browser where they can keep track of products they want to buy.

Shoppers search in their browsers for electronics or appliances, and drag them to their "portfolios." Digital Folio will present prices from Amazon, Best Buy, Sears, Target and Walmart, and lets the retailers quickly lower their prices if it turns out a competitor is cheaper.

Digital Folio earns commission on sales. It says more retailers will be added later.

Source: http://us.rd.yahoo.com/dailynews/rss/internet/*http%3A//news.yahoo.com/s/ap/20110913/ap_on_hi_te/us_tec_techbit_digital_folio

susan powell def leppard tim wakefield tim wakefield chaz bono jacqueline kennedy jacqueline kennedy

Wednesday, September 14, 2011

Amy Winehouse likely died of seizure, dad says (omg!)

LOS ANGELES (Reuters) - The father of British singer Amy Winehouse said he believed his daughter died of a seizure brought on by ending years of binge drinking.

In his first major TV interview since the death of Winehouse, Mitch Winehouse told U.S. journalist Anderson Cooper that illicit drugs had nothing to do with her sudden passing at her London home in July.

Mitch Winehouse said the only drug in her system was the prescription medication Librium, which is used to help people with the symptoms of alcohol detoxification.

"She'd been clean (of drugs) for around about three years....Her problem was alcohol, the last few years of her life...She was prescribed Librium, which is a normal drug, which is given to people who are detoxing and it kind of decreases the chances of having seizures. She was continuing to take one of those pills everyday.

"She had a series of seizures brought on by this binge drinking and then stopping to drink....I think it's what the doctor said, I think she had a seizure and this was the time when there was no one there to rescue her," Winehouse told Cooper in an interview broadcast on Monday.

Winehouse's addiction to drugs and drink was well chronicled in the media and in her own hit songs like "Rehab."

She was found dead in her bed at home, age 27, causing an outpouring of grief and sending her music back to the top of the record charts. Her final recording, a duet called "Body and Soul" with crooner Tony Bennett, will be released on Wednesday this week on what would have been her 28th birthday.

Mitch Winehouse and Amy's mother Janis said they had been comforted by the reaction of fans. "In the most tragic of times it was the most wonderful experience that I think I have ever had in my life," Mitch Winehouse told Cooper.

"When we stepped out of the house at one time, people came up to me and they thanked me for having Amy. That's when I knew, this is something else. To be thanked for giving birth to my child. That's wonderful," Janis Winehouse said.

Cooper conducted the interview on his new syndicated daytime TV chat show "Anderson".

(Reporting by Jill Serjeant; Editing by Bob Tourtellotte)

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//us.rd.yahoo.com/dailynews/external/omg_rss/rss_omg_en/http___omg_yahoo_com_news71885/42903003/*http%3A//omg.yahoo.com/news/amy-winehouse-likely-died-of-seizure-dad-says/71885

mother teresa hacking hacking delta marisa miller how monterrey

A Minute With: Marilu Henner's "Unforgettable" life

By Jill Serjeant

LOS ANGELES (Reuters) - Actress Marilu Henner has enjoyed living with a fantastic memory since she was a child, but it was only recently that her special powers were diagnosed as real-life condition and given a name.

Now the "Taxi" actress and self-help author is a consultant on the new TV crime drama "Unforgettable" featuring a detective played by Poppy Montgomery who can't forget the past. Henner also has been cast on the show in a very different role.

Henner, 59, who also appeared in the movies "LA Story" and "Perfect" spoke with Reuters about her work on "Unforgettable", and her upcoming book that helps others uncover their past.

Q: "Unforgettable" wasn't based on you, but the character has the same condition. I've heard it called Superior Autobiographical Memory, hyperthymesia. Which do you prefer?

A: "It's called highly superior autobiographical memory, or HSAM. They are creating gradients of it now. They stopped calling it hyperthymesia, which I really did think sounded like an illness."

Q: And what's your work as consultant?

A: "I feel so protective that it (HSAM) doesn't come off as this weird creepy kind of thing because that's not what it is ... So I said, 'I can tell you guys what it's like to have this and live with this all the time and what happens and give you some story ideas.'

"One of the things I was very insistent on was that for people who have HSAM, when we go back to a memory, we are there in present time looking out through our eyes. It's not third person. We are not looking at ourselves ... we are back in our bodies looking out. So it would be ridiculous for (actress) Poppy Montgomery to have a camera on her head and walk through the memories. I think they handled it brilliantly."

Q: What's the best way to describe it? Is it like flipping through photos?

A: "It's only what you've experienced ... If you give me a year, I will access it. I see it like selected scenes on a DVD, imagine all these little movies but I am in the movie ... I go to that day and I am there in my body looking out. I can go and experience that day again, or that moment, or that party, or that restaurant."

Q: When did you become aware that your rare powers of memory had a name or were regarded as a 'condition'?

A: "I have had a great memory my whole life ... In college, people used to test me all the time just for the heck of it ... I was called the memory kid, a univac and a brainiac when I was a little girl. I had no idea how rare it was, and it seems so strange to me that people are so fascinated by it because I can't imagine not having this ... It's been very interesting for me to take this journey with this discovery of it. I am thrilled to discover it while I am alive because I would hate my kids to be watching TV day one day, saying 'Oh my gosh, my mom had that'."

Q: Do you see it as a blessing or a curse?

A: "Totally a blessing! Never, not one day, not one moment, nothing has ever been a curse for me with this. Never. I know some people don't feel that way but for me it's always been a tremendous gift. I was an adult before I knew that other people didn't see things this way."

Q: What character will you be playing on "Unforgettable"?

A: "I haven't read the script yet, but they told me I am going to play Poppy's aunt ... But I think I am going to have early onset Alzheimer's, which would be new to me -- I can't even imagine that! I am going to have to do my homework. I am going to have to put someone else's brain on ... That would be the cruelest thing that could happen to me. I can't imagine anything worse."

Q: Tell us about your book -- "Total Memory Makeover: Uncover Your Past, Take Charge of Your Future", which comes out in February.

A: "It is about helping other people. It is based on my classes and my seminars and all the things I have done to keep in shape with my brain ... I know I can help people access their autobiographical memories ... and I cannot believe the results some people have had with these techniques ... No one who has this has ever written a how-to book, so it is exciting for me to break new ground."

(Reporting by Jill Serjeant; Editing by Bob Tourtellotte and Patricia Reaney)

'; var coords = [-5, -72]; // display fb-bubble FloatingPrompt.embed(this, html, undefined, 'top', {fp_intersects:1, timeout_remove:2000,ignore_arrow: true, width:236, add_xy:coords, class_name: 'clear-overlay'}); });

Source: http://www.huffingtonpost.com/2011/09/14/a-minute-with-marilu-hen_n_961571.html

us open tennis us open tennis aacc aacc death valley death valley le corbusier

Tuesday, September 13, 2011

BAE lands Air Force award for computer ... - Washington Technology

BAE provides computer, software upgrades for AF transports

Contractor will test and install units for 37 aircraft

BAE Systems Inc. will design and test computers for 37 C-130 aircraft under an Air Force contract worth approximately $23 million.

The award from the Air Force Materiel Command at Warner Robins Air Force Base in Georgia calls for BAE Systems to develop, qualify and test the new mission computers, according to a Sept. 9 company announcement that made no mention of the duration of the contract.

The contractor also will integrate existing software and manufacture the kits the Air Force uses for final installation.

The new mission computers will replace the current versions on about 20 MC-130H variants and 17 AC-130U variants used by Special Operations Forces, the company said.

BAE Systems?also will conduct ground and flight testing for the computers.

The work will be conducted at BAE Systems facilities at Warner Robins and San Antonio, Texas, and at various government locations.

This award builds on BAE Systems? long history of support for the C-130 transports that includes more than 200 modifications to C-130 variants since the late 1990s, the announcement said.

BAE Systems Inc., of Arlington, Va., ranks?No. 17 on Washington Technology?s?2011 Top 100 list of the largest federal government contractors.

About the Author

David Hubler is the associate editor of Washington Technology.

Source: http://washingtontechnology.com/articles/2011/09/12/bae-computer-software-af-transports.aspx

jerusalem nadal xmen first class alabama football auburn football auburn football warrior

Looking back and ahead, America remembers 9/11

Roses lay on the north pool placed by Dawn Nelson in memory of her sister Ann N. Nelson and Aaron Horwitz at the National September 11 Memorial during a ceremony marking the 10th anniversary of the attacks at World Trade Center, Sunday, Sept. 11, 2011 in New York. (AP Photo/Mary Altaffer)

Roses lay on the north pool placed by Dawn Nelson in memory of her sister Ann N. Nelson and Aaron Horwitz at the National September 11 Memorial during a ceremony marking the 10th anniversary of the attacks at World Trade Center, Sunday, Sept. 11, 2011 in New York. (AP Photo/Mary Altaffer)

People pause by the waterfall pool at the National September 11 Memorial before a planned ceremony marking the 10th anniversary of the attacks at the World Trade Center site, Sunday, Sept. 11, 2011, in New York. (AP Photo/Matt Rourke)

A man bows his head during a ceremony marking the 10th anniversary of the attacks on the World Trade Center Sunday, Sept. 11, 2011, outside the World Trade Center site in New York. (AP Photo/Oded Balilty)

Friends and relatives of the victims of 9/11 gather for a ceremony marking the 10th anniversary of the attacks at the National September 11 Memorial at the World Trade Center site, Sunday, Sept. 11, 2011, in New York. (AP Photo/Jason DeCrow)

President Barack Obama and first lady MIchelle Obama greet family members of those who died during the attacks on the World Trade Center at the National September 11 Memorial during a ceremony marking the 10th anniversary of the attacks at World Trade Center, Sunday, Sept. 11, 2011 in New York. (AP Photo/Mary Altaffer)

(AP) ? Determined never to forget but perhaps ready to move on, the nation gently handed Sept. 11 over to history Sunday and etched its memory on a new generation. A stark memorial took its place where twin towers once stood, and the names of the lost resounded from children too young to remember terror from a decade ago.

In New York, Washington and Pennsylvania, across the United States and the world, people carried out rituals now as familiar as they are heartbreaking: American flags unfurled at the new World Trade Center tower and the Eiffel Tower, and tears shed at the base of the Pentagon and a base in Iraq.

President Barack Obama quoted the Bible and spoke of finding strength in fear. George W. Bush, still new to the presidency that day, invoked the national sacrifice of the Civil War. Vice President Joe Biden said hope must grow from tragedy.

And Jessica Rhodes talked about her niece, Kathryn L. LaBorie, the lead flight attendant on the plane that hit the south tower. She remembered a radiant smile and infinite compassion, and suggested that now, 10 years on, it is time to turn a corner.

"Although she may not ever be found, she will never ever be lost to her family and her friends," Rhodes said after she read a segment of the list of the dead at ground zero. "Today we honor her by letting go of the sadness over losing her and embracing the joy of having known her."

It was the 10th time the nation has paused to remember a defining day. In doing so, it closed a decade that produced two wars, deep changes in national security, shifts in everyday life ? and, months before it ended, the death at American hands of the elusive terrorist who masterminded the attack.

"These past 10 years tell a story of resilience," Obama said at a memorial concert at the Kennedy Center after he visited all three attack sites.

"It will be said of us that we kept that faith; that we took a painful blow, and emerged stronger," he said.

The anniversary took place under heightened security. In New York and Washington especially, authorities were on alert. Ahead of the anniversary, the federal government warned those cities of a tip about a possible car-bomb plot. Police searched trucks in New York, and streets near the trade center were blocked. To walk within blocks of the site, people had to go through checkpoints.

The names of the fallen ? 2,983 of them, including all the victims from the three Sept. 11 attack sites and six people who died when terrorists set off a truck bomb under the towers in 1993 ? echoed across a place utterly transformed.

In the exact footprints of the two towers was a stately memorial, two great, weeping waterfalls, unveiled for the first time and, at least on the first day, open only to the relatives of the victims. Around the square perimeter of each were bronze parapets, etched with names.

Some of the relatives were dressed in funereal suits and others in fire department T-shirts. They traced the names with pencils and paper, and some left pictures or flowers, fitting the stems into the recessed lettering.

At the south tower pool, an acre in area and 30 feet deep, Mary Dwyer, of Brooklyn, remembered her sister, Lucy Fishman, who worked for Aon Corp., an insurance company that occupied seven floors near the very top.

"It's the closest I'll ever get to her again," she said.

One Sept. 11 relative pronounced the memorial breathtaking. An underground section and a museum won't open until next year, but for many of the families, the names were enough.

"It breaks me up," said David Martinez, who watched the attacks happen from his office in Manhattan, and later learned that he had lost a cousin and a brother, one in each tower.

At memorial services, people talked of grief and loss and war and justice. But they also talked of moving forward.

"Every year it becomes more significant," Barbara Gorman said at a service for the Port Authority dead, which included 37 police officers, one of them her husband, Thomas. "My kids are 25, 21, 18. They understand now. It's not so much a tragedy anymore as history, the history of our country."

In the decade between then and now, children have grown. The second-graders who were with Bush on the morning of Sept. 11, 2001, will graduate high school next spring. And children who were in the cradle or the womb on that day are old enough to read names at the anniversary, old enough to bear the full burden of their grief.

"You will always be my hero," Patricia Smith, 12, said of her mother.

Nicholas Gorki remembered his father, "who I never met because I was in my mother's belly. I love you, Father. You gave me the gift of life, and I wish you could be here to enjoy it with me."

Alex Zangrilli said: "Dad, I wish you were here with me to give me advice, to be on the sidelines when I play sports like all the other dads. ... I wish we had more time together."

Madeline Hoffman smiled as she said to her father: "Everyone always tells me I look and act just like you." And Caitlin Roy, whose father was a firefighter, said: "I want to thank you for the nine years you spent as my dad. They were short but not without their benefits. We're taken care of now. We're happy."

Obama, standing behind bulletproof glass and in front of the white oak trees of the memorial, read a Bible passage after a moment of silence at 8:46 a.m., when the first jetliner slammed into the north tower 10 years ago.

The president, quoting Psalm 46, invoked the presence of God as an inspiration to endure: "Therefore, we will not fear, even though the earth be removed, and though the mountains be carried into the midst of the sea."

Obama and Bush, joined by their wives, walked up to one of the pools and put their hands to some of the names. Bush later read from a letter that President Abraham Lincoln wrote to a mother believed to have lost five sons in the Civil War: "I pray that our heavenly father may assuage the anguish of your bereavement."

In a ceremony at the Pentagon, Biden paid tribute to "the 9/11 generation of warriors."

"Never before in our history has America asked so much over such a sustained period of an all-volunteer force," he said. "So I can say without fear of contradiction or being accused of exaggeration, the 9/11 generation ranks among the greatest our nation has ever produced, and it was born ? it was born ? it was born right here on 9/11."

Defense Secretary Leon Panetta paid tribute to 6,200 members of the U.S. military who have died in the Iraq and Afghan wars. One hundred eighty-four people died at the Pentagon.

In Shanksville, Pa., a choir sang at the Flight 93 National Memorial, and a crowd of 5,000 listened to a reading of the names of 40 passengers and crew killed aboard the fourth jetliner hijacked that day a decade ago. Obama and his wife traveled to the Pennsylvania town after their visit to New York and placed a wreath at the memorial.

During the president's visit, members of the crowd chanted, "USA! USA!" One man called out: "Thanks for getting bin Laden!" It was the first anniversary observance since al-Qaida leader Osama bin Laden was killed by U.S. forces in Pakistan in May.

In a brief scare, two military aircraft escorted a New York-bound American Airlines flight from Los Angeles. Three passengers made repeated trips to the bathroom and some people thought they were using hand signals to communicate, but the men were cleared and sent on their way, said a law enforcement official who was not authorized to speak publicly and spoke on condition of anonymity. The official said earlier reports that the men had locked themselves in the bathroom were incorrect.

Fighter jets also shadowed a Denver-to-Detroit Frontier Airlines flight after the crew reported that two people were spending an unusual amount of time in the bathroom. The FBI said a search of the plane turned up nothing and three passengers were questioned and released.

"Due to the anniversary of Sept. 11, all precautions were taken, and any slight inconsistency was taken seriously," said Sandra Berchtold, an FBI spokeswoman in Detroit.

For the most part, in New York, away from the trade center, it was a pleasant September Sunday. People had brunch outdoors. Bicycles crowded the paths along the Hudson River. Families strolled around. Sailboats caught a river breeze and drifted past the dock where emergency vessels evacuated trade center survivors.

Elsewhere in the nation, it was a day not to bring life to a stop, as it was 10 years ago, but to pause and reflect.

Outside FedEx Field in Landover, Md., fans got ready for the first Sunday of the NFL season, the Redskins and Giants, Washington and New York. There was extra security at the stadium. Scott Millar, a Redskins season ticket-holder, used the logic of post-Sept. 11 America in deciding to go to the game.

"You've got to trust the security. You've got to trust the people who are here to protect you," he said. "We're here to have a good time."

In southwest Missouri, where 160 people died in May in the nation's deadliest tornado in six decades, New York firefighters and ground zero construction workers joined survivors in a tribute to the victims of Sept. 11.

The New York contingent brought a 20-by-30-foot American flag recovered a decade ago from a building near the trade center. Survivors of a Greensburg, Kan., tornado began repairing the flag in 2008, using remnants of flags from their town. The final stitches are being made in Joplin, Mo., and then the flag will go to the National 9/11 Memorial Museum. Missouri is the last stop on a 50-state tour to promote national unity and volunteerism.

"We're so far away from the World Trade Center," said Christy Miller, who brought her mother and two children to the Joplin tribute. "But it doesn't matter how far away you are."

Some observed the day as a time to serve. Thousands cleaned parks, renovated community centers and gave blood as they did in the days after the 2001 attacks. Some said they were trying to reclaim good will that they said has been lost amid political rancor and economic fear.

"As unfortunate as it was, it seemed like it put us all back into the frame of mind that life wasn't just about me," said Yvette Windham, who joined 200 people to build seven new homes in a Nashville, Tenn., neighborhood.

The world offered gestures large and small. The Colosseum in Rome, rarely lit up, glowed in solidarity. Pope Benedict XVI encouraged people to resist "temptation toward hatred" and focus on justice and peace. Taps sounded in Belgium and in Bagram, Afghanistan. In Madrid, they planted 10 American oak trees in a park, led by a prince.

And in Malaysia, Pathmawathy Navaratnam woke up Sunday in her suburban Kuala Lumpur home and did what she's done every day for the past decade ? say "good morning" to her son, Vijayashanker Paramsothy, who was killed in New York on Sept. 11, 2001.

"He is my sunshine. He has lived life to the fullest, but I can't accept that he is not here anymore," Navaratnam said. "I am still living, but I am dead inside."

The Taliban marked the anniversary by vowing to keep fighting against U.S. forces in Afghanistan, insisting that they had no role in the Sept. 11 attacks. They railed against "American colonialism" and said Afghans have "endless stamina" for war.

Hours later, a Taliban suicide bomber blew up a large truck at the gate of a Combat Outpost Sayed Abad in Afghanistan's eastern Wardak province, killing two civilians and injuring 77 U.S. troops.

"Some back home have asked why we are still here," U.S. Ambassador Ryan Crocker said at a 9/11 memorial at the embassy in Kabul. "It's been a long fight and people are tired."

"We're here," he said, "so that there is never again another 9/11 coming from Afghan soil."

___

Associated Press writers Verena Dobnik, Jim Fitzgerald and Tom Hays in New York; Tamara Lush in Nashville, Tenn.; Ben Feller and Nancy Benac in Washington; Joe Mandak in Shanksville, Pa.; Jamey Keaten in Paris contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2011-09-11-Sept%2011%20Anniversary/id-7cfb2078f556453cad97d0a3415e0b39

pacquiao berlin wall i am legend des moines register king kong tetris friends beyonce

Monday, September 12, 2011

Social Networking For Smallish Online Business. | Sonic Audio Lv

Social Networking for home business are you currently making use of Confront E Book and Twitter

Confront E Book and Twitter are between the most properly-liked social networking internet sites. This doesn?t mean that the Linked In, My Space along with other usually are not really worth mentioning. Organization lifestyle, lately, devoid of social multi-degree marketing shrinks the organization possible since the home business guys outreach to your prospective customers continue to be constrained.

Social networks are classified as the destinations via the internet the place persons go to request out their colleagues, set up new friendships and reunite with all the old ones. Within the short span of time, these social networking sites have grown to be the areas where exactly excessive venture activity is noted. you?ll find steadily escalating figures of active members, so does the possible of entering into a business deal. Buddies discuss with pals, talk about their likings, their need to have and as this type of expose their purchasing preferences and habits. These social networking websites have thus turn out to be the sellers haven, where many of these net or social network marketers have learnt or have found their way around.

Staying in touch is the important thing issue. Becoming inside the spot exactly where loads of targeted organization potential customers hover all-around is the important thing into the achievements of each home business. Notwithstanding the dimension of corporation operation, no make any difference if substantial or smaller, you?re capable to achieve success for someone who is ideal at your by likely online business projection and know the way for making customers stick to you.

Lets examine some superb positive aspects of social media / mlm businessmens viewpoint:

a) Decrease in value Social media web-sites are frequently no cost to affix. This attribute provides the chance to small-scale corporation and enormous organisations alike. Signing up practice and making you social network profile demands intelligence, hence, key terms perform their really important piece right here also. No Cost enroll along with the low cost social media advertising rates, have helped lots of venture to improve their outreach to their corporation and internet marketing prospects

b) Connecting with all the already present target industry With countless people today interacting 24/seven, which means, customers almost living off the social networking websites, it is easy to obtain in contact while working with the now active keen prospective buyers. Taking Piece In shrewd recreation is the valid secret. Be colleagues, speak to them, and tell them your experiences a couple of product or service. Not forcing a getting choice can help when additionally, it assists in retaining a good friend. Making have confidence in will be the crux of the whole social networking activity.

Becoming A Member Of a social networking web-site for the on the net social media marketing and advertising wants just doesnt imply leaping on on the band wagon, nevertheless it necessities your thorough assumed. Setting Up a strong online marketing system and next a social media promoting prepare that matches leading using your services.

could be social media merchandising professional will facilitate you. Conceivably your restricted time span or the active nature of your company might not permit you to spend some good quality time within the social networking site to promote your internet business via the internet. Get in touch along with the social media selling professionals for ones via the internet social multilevel marketing really want while not fail. Your web-based visibility will help your social network industry to thrive

By: WiredPRNews.com ? Web-based Information & Press Release Distribution service with social media advertising and marketing.

Watch Press Release Distribution Online .

Source: http://www.sonicaudiolv.com/press-release-distribution-online/social-networking-for-smallish-online-business/

pro ana wasabi wasabi beats beats fish tank fish tank